We rely on technology for so many aspects of both our personal and professional lives. Technology comes with certain risks we often don’t think about, such as identity theft and fraud. We put so much of ourselves online, and use it as a tool to make many aspects of our lives easier. Things like auto-pay for bills and online banking are great tools, but do not come without risks.

Cybercrime is on the rise, and it is estimated that there were 5.7 million cases of identity theft and fraud last year, with the median amount stolen being $500. And unfortuantely, that number is rising fast. Managing your money online isn’t completely off the table if you follow certain precautions.

It seems so simple, but use basic security! Many of us think it won’t happen to me, and get lax on their most basic cybersecurity options. Use two factor authentification when possible. Be suspicious of calls or emails from unknown senders.

Make sure your browsers are up to date and don’t put off downloading softwares updates, even if it feels inconvenent in the moment. It is also very important to make sure you have a good and up to date anti-viruse and malware installed on any computer you use.

Avoid using public Wi-Fi at all costs, but if you cannot be extra cautious while using it. Make sure your device in undiscoverable and never save any passwords. Make sure when you are done to clear your browser history, the cache, and all cookies.

Another thing that sounds simple but is often overlooked is using strong passwords and logins. Don’t use any personal information in your passwords, including your date of birth or social security number.

Being cyber secure takes just a little bit of extra work, but when your identity and assets are on the line it is a huge payoff. It is not something to be taken lightly, but as long as you are taking the necessary precations on a regular basis, you should be as low risk as possible.