It’s easy to get into the habit of splurging when things seem to be going well financially. But oftentimes it turns into living well beyond our means. Credit cards, easy to acquire loans, and online shopping are all easy ways to increase spending and live beyond your means. By just yielding and looking at your spending, you’ll see how easy it can be to live within your means instead.

Over the past decade, it seems as if there has been a cultural shift in spending habits forcing many consumers to change their actual spending habits. Managing debt and preparing for the unexpected have become a bigger part of the conversation.

A more grounded consumer can emerge and realize that life is not defined by what we buy or possess. As a culture, we hopefully will learn to spend more practically and not fall prey to the excess of the past.

Change can be difficult but not impossible. But, regardless of the state of our economy, conscious spending should always be at the fore front of our thinking. Putting more thought into how and why we spend money is the best way to start living within your means

Living within our means and planning for our futures is the beginning of Yielding to better spending.

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